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Personal Injury Claims vs. Lawsuits: What’s the Difference?

victim filing for injury and asking for compensation When you’ve been the victim of someone else’s negligence, you may be wondering what your next steps are. Should you file a personal injury claim? Or should you file a lawsuit? It’s essential to understand the difference between the two before deciding what’s suitable for you.

What is a personal injury claim?

A personal injury claim is a legal action filed by an individual injured due to another person’s negligence or intentional acts. If you’ve suffered injuries in an accident, you may be able to file a personal injury claim to recover damages.

What is a personal injury lawsuit?

A personal injury lawsuit is a legal proceeding brought by an injured person against the person or entity responsible for their injuries. The purpose of a personal injury lawsuit is to recover financial compensation for the harm suffered by the victim.

The difference between a personal injury claim and a lawsuit

If you’ve suffered an injury due to someone else’s negligence, you may be wondering if you should file a personal injury claim or a lawsuit. Both options have their benefits and drawbacks, so it’s important to understand the difference between them before deciding.

A personal injury claim is a negotiation between you and the at-fault party’s insurance company. This process is typically quicker and less expensive than filing a lawsuit but offers less protection and compensation.

On the other hand, a lawsuit is a formal legal proceeding that is usually more time-consuming and expensive. However, it also offers more protection and compensation for the injured party.

The best option for you

So which option is right for you? It depends on your situation. If you’re unsure what to do, you should speak with an experienced personal injury attorney who can help you decide.

We’re here to help

Personal injury claims and lawsuits involve injuries inflicted by another person, but there are some key differences between the two. 

A personal injury claim is filed with an insurance company, and the insurer will pay out a settlement to the victim. On the other hand, a lawsuit is filed directly with the court. 

If another party has injured you, we encourage you to contact our office in Boulder at 303-993-8685, so we can help.

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