At Jeffress Law, PC, we’ve spent decades advocating for individuals injured by negligent drivers, including those harmed in pedestrian accidents. With a strong background in defending insurance companies earlier in his career, Christopher W. Jeffress brings insider insight to the table, giving his clients a significant edge.
Here are four essential things to know if you’ve been hit while walking in Boulder.
1. Multiple Insurance Policies Might Apply
In a pedestrian accident, several insurance policies could be involved. These may include:
- The at-fault driver’s auto insurance
- Your own auto insurance (if you have coverage)
- Health insurance
- Umbrella or liability policies (in rare cases)
Knowing which policies apply and how they interact can affect how quickly you receive compensation — and how much.
2. Don’t Trust the Insurance Adjuster to Be on Your Side
Insurance adjusters, even from your own carrier, are not your advocate. Their job is to save the company money. They may:
- Downplay your injuries
- Shift partial blame onto you
- Pressure you into accepting a low settlement
3. Uninsured and Underinsured Motorist Coverage May Help
Colorado law requires auto insurers to offer uninsured/underinsured motorist (UM/UIM) coverage. If the driver who hit you doesn’t have insurance — or doesn’t have enough — this type of coverage may kick in from your own policy.
Pedestrians often overlook this option, but it can provide essential financial support following an accident.
4. The Right Attorney Will Maximize Your Compensation
Insurance companies know the law firms that tend to settle quickly and the ones that fight for every dollar. Choose an attorney who falls into the latter camp.
At Jeffress Law, we don’t just handle paperwork. We help clients recover physically, emotionally, and financially with honesty, empathy, and strategy.
Contact Jeffress Law in Boulder, CO
Have questions about your pedestrian accident claim? Let Jeffress Law guide you through the insurance maze and ensure you get the compensation you deserve.
Call us at 303-993-8685 or text (303) 225-9101 to schedule your consultation today. We serve clients in Boulder, Longmont, Fort Collins, and Loveland, CO.
