Types of Bad Faith Practices Used by Insurance Companies

An insurance policy with a red "Denied" stamp Insurance is supposed to provide peace of mind when the unexpected occurs. However, what happens when your insurance company doesn’t hold up its end of the bargain?

If you’re facing unexplained claim denials, endless delays, or inadequate payouts, you may be a victim of bad faith insurance practices.

When insurers act in bad faith, they put profits over people, violating their legal duty to treat policyholders fairly. At Jeffress Law, PC, Christopher W. Jeffress brings over 30 years of experience to every case, including a unique background representing insurance companies before switching sides to fight for injured individuals. He knows how insurers think, how to hold them accountable, and how to help you recognize the signs of bad faith practices.

Common Examples of Bad Faith Insurance Practices

By law, insurance companies are required to act in good faith when handling claims. However, some may engage in deceptive tactics, such as:

  • Unreasonable Denials: Denying valid claims without a legitimate reason or explanation.
  • Delaying Payments: Intentionally stalling the process to avoid timely payouts.
  • Lowball Settlement Offers: Offering significantly less than what a claim is worth to pressure the policyholder into accepting.
  • Failure to Investigate: Not carrying out a proper investigation before denying the claim.
  • Misrepresentation of Policy Terms: Providing false or misleading information about coverage or exclusions.

These tactics aren’t just unfair — they may be illegal. If you suspect your insurance company is using these or similar methods, it’s time to consult a legal professional.

Why Legal Support Matters in Bad Faith Cases

Navigating a bad faith insurance claim without legal guidance can be overwhelming and confusing. An attorney, especially one who has experience in such cases, can help you understand what happened and what you can do about the situation. They will advocate for you and work hard to secure the compensation you deserve.

Fight Back Against Bad Faith Insurance

If you suspect that your insurance provider is acting in bad faith, you don’t have to face them alone. The team at Jeffress Law, PC, is committed to helping victims of unfair insurance practices seek justice.

Contact us by calling 303-993-8685 or texting 303-225-9101. We’re here to discuss your situation and explore ways to hold your insurance company accountable. We serve clients in Boulder, Longmont, Loveland, Fort Collins, and the surrounding areas.

SCHEDULE A FREE CONSULTATION

* All indicated fields must be completed.
Please include non-medical questions and correspondence only.

CALL OR TEXT

Accessibility Toolbar

Scroll to Top