What Is Bad-Faith Insurance?

Bad Faith Insurance write on a book isolated on office desk At Jeffress Law, we work with our clients to ensure they are getting the right attention when it comes to filing claims with specific insurance policies. This includes protecting individuals from bad-faith insurance practices. If you have experienced a situation in which you have had to file an insurance claim and are getting the runaround from the company or are being denied coverage, it may be time to talk to an experienced attorney. Attorney Christopher W. Jeffress used to work with insurance companies and has inside expertise to ensure proper claim submission and compensation for his clients. This includes protecting you from bad-faith insurance practices.

What Is Bad-Faith Insurance?

Bad-faith insurance is an insurance practice in which an insurance company acts unreasonably when handling a claim. This may include some of the following issues:

  • Refusing to pay out claims
  • Delaying payment of claims
  • Not taking reasonable steps to settle the claim in good faith
  • Failing to properly investigate a claim
  • Failing to properly process a claim
  • Not following up on substantiating evidence
  • Denying coverage without a reasonable explanation
  • Ignoring policy language when making coverage decisions

Bad-faith insurance practices can be illegal and result in fines and other penalties for the insurer. Individuals affected by bad-faith actions may also be able to pursue legal action against their insurer, though this varies based on state laws. In some states, individuals are allowed to sue

What Types of Insurance Policies Can Be Affected by Bad-faith Insurance?

Bad-faith insurance can apply to many types of insurance policies and contracts, including:

  • Life insurance
  • Automobile insurance
  • Health insurance
  • Homeowner’s insurance

Am I a Victim of Bad-faith Insurance?

Many states have certain laws in place that are specifically related to bad faith practices or “unfair claims” practices. If you feel you may be affected by bad faith insurance, it may be time to connect with legal representation to ensure you are protected. If you reside in or around Boulder, CO and are interested in talking to an attorney, we welcome you to call Jeffress Law at 303-993-8685 to request an appointment with attorney Christopher W. Jeffress. He is recognized as a top 10 attorney in the area of Boulder, Colorado and represents individuals in the surrounding cities of Fort Collins, Longmont, and Loveland.


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