What Protection Is There for Uber and Lyft Drivers When It Comes To Vehicular Accidents?

Hispanic driver on a rideshare app Many individuals love the idea of working on their own schedule, which has resulted in a boom in the rideshare industry. With services such as Uber and Lyft, drivers can decide when they want to work and help out in the community by providing transportation to those who need it. However, when one starts driving for these companies, many ask about the legal protections they have when it comes to car accidents. Attorney Christopher W. Jeffress of Jeffress Law can educate you on your rights and protections as a rideshare driver.

Is There Legal Protection for Uber and Lyft Drivers Involved in Vehicular Accidents?

Yes, Uber and Lyft drivers involved in vehicular accidents may have legal protection under certain circumstances. Generally speaking, if a driver is logged into the app but has not accepted a ride request when the accident occurs, then their personal auto insurance policy covers them. However, if an accident happens after the driver has accepted a trip request, then both Uber and Lyft provide additional liability coverage for the driver. This coverage extends to bodily injury claims as well as property damage claims on a “per incident” basis. In addition to this coverage, both companies also offer uninsured/underinsured motorist coverage, which can help provide protection in situations where another party’s insurance is insufficient or nonexistent.

What Should I Do if I Am an Uber or Lyft Driver Involved in an Accident While Transporting an Individual?

If you are an Uber or Lyft driver and are involved in an accident while transporting a passenger, it is important to first check on the safety of all parties before contacting your insurance company as soon as possible. You should also contact Uber or Lyft customer service and provide them with any relevant information about the incident. Depending on the circumstances, Uber or Lyft may offer additional liability coverage for you in addition to what your personal auto policy provides. You may also want to consider speaking to a lawyer who can help advise you on how best to move forward with your case.

Connect With a Lawyer as Soon as Possible Following Your Accident

Ultimately, if you are involved in an accident while driving for Uber or Lyft, it is important that you take appropriate steps to protect yourself and ensure that your rights are fully protected. One step in the right direction is connecting with a personal injury attorney who has experience in providing clients with the compensation they need to recover following unexpected accidents while driving for Uber or Lyft. If you reside in the area of Boulder, CO, or the surrounding communities of Loveland, Longmont, or Fort Collins, CO, call 303-993-8685 to find out more about your rights as a rideshare driver after an incident has occurred.


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